Bankruptcy

Federal law allows an individual to file for bankruptcy and discharge or eliminate some or all of their unsecured debts. There are different types of bankruptcy. The more common types of bankruptcy for individuals are referred to as "Chapter 7" bankruptcy and "Chapter 13" bankruptcy.

Chapter 7

In a Chapter 7 bankruptcy, an individual's debts are generally discharged, provided they meet certain criteria. In many cases, an individual's assets are unaffected unless the assets provide security for a debt or mortgage, or a person's assets exceed the exemptions allowed by law.

Legal fees for a Chapter 7 bankruptcy are $1,500 plus filing fees.

Chapter 13

In a Chapter 13 bankruptcy, an individual works to develop a repayment plan approved by the court to repay some or most of their debts on a payment schedule.

An hourly rate of $160 will be charged for legal services associated with a Chapter 13 bankruptcy. We will provide you with an estimate of the fees before we begin any legal work.

What You Need to Get Started

Contact Us and make an appointment for a preliminary consultation which may be conducted in person or by telephone.
At the preliminary consultation we will answer any questions you may have about bankruptcy.
Submit your Bankruptcy information online.
We will contact you when the final documents have been prepared, which should be within 7 business days after you submitted your Bankruptcy information online.